Having a credit card kept away, unused, might easily seem harmless, but it can still have surprising consequences for your credit health. Here's what credit card holders need to know about ...

A business credit card can affect your personal credit score, but it depends on the type of card, how the provider reports your card activity to credit bureaus, and how you use the card.

Using a credit card affects your credit score in a number of ways. The factors which determine your score include the payment history, credit utilisation ratio and the length of credit history ...

and swapping to the new card won’t affect beneficiaries’ grant payments. However, they can still access their grant money at any Post Office using their current documents after the gold cards ...