Here’s what we found: — Two in five Americans (42%) don’t have an emergency savings fund. Nearly as many (40%) couldn’t cover a $1,000 emergency expense with cash or savings, though 60% said they’d ...

In total, about 43% of respondents told Bankrate they would have to borrow money to pay for an emergency expense of $1,000. That's a ... money market mutual fund or a separate savings account ...

Rising costs, high interest rates, and job uncertainty have left nearly half the population unable to cover a $1,000 emergency. Taking small, proactive steps to build an emergency fund can help ...