The 2 Most Helpful Personal Finance Formulas in Excel. ... These functions, FV and NPER, can significantly simplify your financial calculations, saving time and energy on complex math.

6 Personal Finance Formulas to Retire Early ... The mathematical rules of personal finance can help you in money management, investment planning and meeting various financial goals.

Formulas help determine savings strategies. ... QUESTION: A friend told me that their financial planner told them that they should use a 4 percent distribution rate for their retirement portfolio.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Dr. Melody Bell is a personal finance expert, entrepreneur, educator, and researcher ...

Latest Price Formula. To calculate how the value of money has changed from the most recent period to an earlier period, collect the latest inflation index and divide that by the earlier inflation ...

I offer to pay you $200 in one year if you give me $190 today. Good deal or bad deal? It’s the kind of math problem you might encounter in real life, as opposed to, say, whether the cosecant of ...