You can create your own budget worksheet using premade templates on Microsoft Excel or Google Sheets. Include each of your monthly expenses on a line, including things like utility bills, rent ...

But before you start plugging numbers into a spreadsheet or app ... These are the expenses you cannot avoid, including monthly bills. If you use the 50/30/20 budget, these should account for ...

Add your income and expenses to this monthly budget planner ... A budget planner is a tool, such as a worksheet or template, that you can use to design your budget. A successful budget planner ...