Personal monthly budget template is ideal for any type of individual ... Do you have a home loan with a 20-year tenure? You ...

Before using the budget template, gather key information Before ... insurance premiums, debt or loan amounts, child care costs, memberships and other bills that stay the same each month.

Start with the blank budget spreadsheet provided, not any previous versions your group may have used. Save that sheet with this format: GroupName_Budget_AcademicYear.xlsx. Here is an example: ...